Understanding health insurance options for foreigners in Mauritius

Category: Expats Support Services

It's critical to comprehend your alternatives for health insurance when living in or travelling to Mauritius as a foreign national. Although Mauritius' healthcare is thought to be of a good calibre, it can be expensive, particularly if you don't have insurance. In order to help you make an informed choice, we will go over the various health insurance alternatives available to foreigners in Mauritius in this study.

Public health insurance in Mauritius

The National Health Insurance Scheme is the name of the public health insurance programme in Mauritius (NHIS). All Mauritius residents, including foreigners with legitimate residency permits, are eligible to enrol in the NHIS. The programme covers a variety of medical procedures, such as hospitalisation, surgery, and prescription medication. It's crucial to remember that the NHIS does not cover all medical costs, and some treatments might not be covered by the programme.

Private Health Insurance 

Foreign nationals in Mauritius also have this option. In speaking, private health insurance policies provide more comprehensive coverage than the NHIS, including coverage for procedures that are not covered by the programme. Medical evacuation can be covered by private health insurance plans, which is crucial for people who live in distant places.

Foreigners in Mauritius also have the option of purchasing international health insurance. This kind of insurance is intended for people who are going abroad or who are already living there, and it often covers medical expenses incurred away from your native country. Plans for international health insurance may cover prescription drugs, emergency medical care, and medical evacuation.

It's crucial to take coverage, price, and the provider network into account when selecting a health insurance choice. Also, it's critical to confirm that the insurance policy provides coverage for medical evacuation as well as pre-existing medical issues.

Finally, foreigners in Mauritius have a variety of options for health insurance, including private health insurance, international health insurance, and governmental health insurance under the National Health Insurance System (NHIS). While selecting a health insurance choice, it's crucial to take the coverage, price, and network of doctors into account. It's also critical to confirm if the insurance policy covers medical evacuation and pre-existing conditions.

Contact the team at office@propertyfinder.mu to learn more.

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Karen Thornalley

2023-01-14 15:50:20

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