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Living in a tropical paradise – Buying in Mauritius

Mauritius is naturally blessed with permanently pleasant weather, an abundance of resources, a smooth-sailing political environment, and a rich cultural heritage. But the island has more to offer than just postcard-perfect conditions. Not only do non-citizens unlock the opportunity to reside in the country upon investment, they can apply for a Mauritian passport five years later. Whether you've got a startup venture brewing or have just retired, this tropical country has something for everyone. Here's what you need to know about buying in Mauritius.

Buy your ticket to Mauritian residency

Under the Property Development Scheme (PDS), a non-citizen becomes eligible for a residency permit upon investing 500,000 USD in Mauritian property. The country has a good international reputation, in terms of its tax scenario, with rates as cost-effective as 15%. After owning property for five years, a non-national resident has the option of applying for a Mauritian passport.
Government regulations are as relaxed as the island's lifestyle – allowing expat residents to flex their entrepreneurial talent. In addition to year-round sunshine and flawless beaches, Mauritius boasts a highly structured economy. It was ranked the best-performing country in Africa in a 2016 report published by The World Bank. Residents can conduct business globally, with no hidden fees.

Getting acquainted with Mauritian law

While non-citizens are allowed to rent freely, purchasing property is a different story. This is where the Integrated Resort Scheme (IRS) and the Real Estate Scheme (RES) step into the picture. Committed to granting foreigners their dream life on a tropical island, these real estate authorities overlook the construction of luxury residential complexes. Mauritius houses a wealth of premium apartments, extravagant holiday homes, and glamorous resorts estates.
Each authority has a distinct project style – the IRS typically commissions multiple blocks of villas designed for families, containing three to four bedrooms each. These residential communities tend to be situated close to main roads, gardens, public parks, and entertainment arenas. The RES takes a humbler approach with its residential projects, mainly producing apartments and cluster homes. While they're built with premium materials, they're typically equipped with fewer facilities.

A glimpse of everyday life in Mauritius

A cultural melting pot with a deep history, Mauritius boasts an inclusive society. Lives are dictated by hedonistic pursuits as the island is teeming with countless outdoor activities. The country is evolving at an admirable pace, attracting the attention of international powers like The World Bank. The country is dotted with private schools, luxury resorts, well-equipped hospitals and medical centers, spacious shopping malls, and much more. Given its mixed historical background, a variety of native languages forms the patchwork of the country's mother tongue. These range from Indian dialects and Mauritian Creole to English and French. Socializing plays a significant role in everyday life, and mainly revolves around food culture and immersing oneself in nature.

Mauritius has a plethora of perks and is the perfect place to start the next chapter of your life.

Hunting for Perfect Home

Finding where you want to live is half the battle, now you have to decide what you want to live in.
Do you envision yourself lounging with a glass of champagne in a luxe condo? Or do you want to live a picture-perfect life with your spouse and kids in a townhouse or villa?
This section will walk you through what to expect from different types of homes.

Life in a condominium

The essence of modern living, chic apartments give traditional blocky houses a run for their money. Not only are these housing units more wallet-friendly than townhouses and villas, they require less general maintenance too! Tending to a compact urban garden on your balcony is a smaller chore than regularly mowing and manicuring a backyard and front lawn.
A potential downside to apartment living is sharing with a community. That means shared walls, a communal parking space, and shared facilities like a gym and pool. You can also expect monthly maintenance bills from the homeowners' association and occasionally a housing tax.

Life in a townhouse

If you can't make your mind up between an apartment or house, a townhouse is the way to go. Financially, the cheapest townhouse on the market could potentially cost just as much as a condo, or even less if you're lucky! They span across two floors and come with private parking. You can expect monthly bills from the homeowners' association, but this saves you the hassle of having to maintain the building's exterior. Townhouses come accessorized with a cute yard that you can repurpose into a BBQ courtyard, an outdoor lounge, an open-air bar, or a garden. Ideal for a variety of tenants - they're perfect for couples or families with young children.

Life in a house

The biggest and most expensive option from the lot, a house is perfect if you love your privacy and independence. You won't have to bother with homeowners' association bills, but will have to shoulder the cost if something goes wrong with the place. You'll have to personally invest in maintaining the lawns, the garden, and the swimming pool (if it comes with one). Some houses come with a fence that will thoroughly mark your house and the space around it as your very own. Houses tend to come with spacious lawns at the front and yards at the back, with ample space for a clubhouse, a swimming pool and jacuzzi combo, or a tree house for the kids.
Houses are also the best dog-friendly option as they offer tons of running space. For rainy days when you can't take your pooch out for a walk, they can stretch their legs and do their business in the backyard. A condo or townhouse would be too cramped a space for situations like this. You can also customize your house, piecing on additions and extensions over the years.

It's all down to budget and space

What makes choosing a specific type of home an important decision is that they come in varying sizes. Your lifestyle and family determine the kind of home that's right for you. Apartments and their compact layouts are ideal for single tenants or couples. Bring a pet into the mix, and a townhouse may be a better option. Add kids to that equation and the options will be boosted to houses and villas. Think about the minor details that impact your day-to-day comfort.

Quiz yourself with these crucial questions

- Does your home have enough bathrooms to accommodate all the members of your family?
- Let's say you like to cook - is the kitchen spacious enough cook an elaborate meal?

- If you want to launch a home-based startup, does your living space limit you to a foldable desk and bean bag or is there enough space for a fully-equipped home office? - Let's say your home is an investment - is it located in an area that will keep up with the trends?
- Does your home have a separate space (like a nook or a yard) where you can hit the relax button?
- If you're a social person, does your home have space to host parties and dinners?
- You've got a pet, is there enough room for them to expend their energy so they don't resort to wrecking your furniture out of sheer restlessness and boredom?
- Does the building you're moving into allow pets, smoking, loud music, BBQing on the balcony
- Are you happy to pay homeowners' association fees for a shared property, like a condo?
- If you buy a house, can you comfortably afford the upkeep of its features?

If this section has either inspired you to launch into house hunting or has left you with a bunch of questions about finding the right property, get in touch with Buying Mauritius. Our savvy team of real estate experts will address any queries you have, and will assist you in every way.

Role of an Agent

You might think it's a breeze to sell your own property, but the world of real estate can be a tricky one to navigate if you're not a seasoned professional. Here's why you should consider getting a talented estate agent on board to help sell your property for a profit.

Agents know how to effectively communicate with a client

Sociable, savvy, and sophisticated - a good agent is one that has mastered the skills of communication and negotiation. Your agent should be patient and diplomatic, a pair of essential traits to possess when dealing with the property industry. Selling a house or plot of land can be a time-consuming activity, so employ an agent that you trust and are comfortable with.

Agents should be experts at the art of persuasion

This could be the difference between breaking even on your property or walking away with a profit. An estate agent should be able to analyse a property and give you an accurate estimation of its value. They must constantly keep their finger on the pulse of the property market. Work with an estate agent that listens more than speaks, and has a transparent work ethic.

A single seasoned agent is better than a team of rookies

Understanding the property market is just one of the several traits an estate agent should possess. They should also have mastery of legal and business issues. Agents have a firm grasp on current market prices, local real estate law, and brilliant organizational skills. Selling property can be overwhelming, especially if you've been sitting on it for awhile. Getting the right agent on board will rid you of the hassle of fishing for potential customers and landing a good deal.

A good agent has a "can do" attitude

Purchasing property is an expensive endeavour. This makes dealing with real estate customers an affair that requires supreme patience, persistence, and optimism. You'll want to work with an agent that thinks outside the box and strongly believes in the value of your property. A good agent is willing to hop in their car and travel to multiple meetings with you and potential customers. They should be easy to contact, either via phone or email, and should respond promptly. A difficult sale should motivate your agent, not demoralize them. Now imagine doing all this work by yourself, without the diligence of an agent by your side. Daunting, isn't it? Property finder Mauritius knows a savvy team of expert agents that are happy to answer your queries and help you with your real estate requirements who understand the project or property you are looking to buy. Get in touch today!

What role does a notary play in purchasing property?

The role of a notary is to oversee legal procedures in order to prevent fraud. Your notary in Mauritius will be responsible for advising you and verifying legal documents. A notary traditionally handles property negotiations, although this is just one of his or her many duties. Your notary will be the person that prepares your original sale contract to ensure transparency in negotiations. A good notary is one that keeps their finger on the pulse of the local real estate market. You can rely on your notary to carefully analyze property options, deeply study legal documents, and have access to a highly detailed real estate database. Your notary will save you a significant amount of time and hassle by evaluating the value of a property and helping you conclude a sale. In addition to this, your notary's specialties will also include property law, the tax system, and private asset management. They will equip you with personally tailored advice relevant to your situation. You can safely place the legal proceedings of your real estate project in your notary's hands. They will be present by your side from the very beginning to the end. Your notary will be there to witness and advise on contract signing, administrative tasks, and evaluating tax fees.

Documents to submit to your notary

If you have plans of buying a property in Mauritius, here's what you'll need to present:
  • A standard passport picture
  • A copy of your ID card
  • Your birth certificate
  • Your marriage certificate, if applicable
  • Your divorce certificate, if applicable
  • Your local and international addresses
  • Details of your profession

If you're on the selling side of the situation, here are the documents you'll need:
  • A standard passport picture
  • A copy of your ID card
  • Your birth certificate
  • Your marriage certificate, if applicable
  • Your divorce certificate, if applicable
  • A clearance certificate from your local council
  • A certificate of the sewage system from the Waste Water Authority
  • A site plan of the property you're looking to sell
  • A syndic letter (clearance)
  • A letter of dispensation for floating charges

Notary Fees

When buying property in Mauritius you will face the following legal costs:
The Notary fees are calculated as follows:

- 2% on the first Rs 250 000.
- 1.5% on the next Rs 500 000.
- 1% on the next Rs 1 000 000.
- 0.5 % on the remaining sum
- In addition, there is 15% VAT and there maybe other expense which will vary from one notary to another. Note:

Prices may vary depending on the notary you hire.

Legally Buying a house in Mauritius

Investing in property, especially in Mauritius, can be a laborious task. Before taking that leap, consider these vital questions to find out whether you're truly ready for this commitment.

About the house

- Is the house old or is it a new development?
- Does the property's size accommodate your and your family's needs?
- Does the property come with important features (security guard, AC, spacious parking)?
- Are you happy to pocket potential repair and maintenance costs that may spring up?

About the locality

- Is there a supermarket in the neighborhood?
- Are there a gym and public swimming pool in the area?
- How close is the property to public transportation links?
- How close is the property to the city center?
- If you've got kids, how close is it to the local schools?
- How close is the property to hospitals and clinics?
- If you've got pets, are there dog parks and a vet center close by?
- If you like peace and quiet, is the property in a noisy neighborhood?
- If you have a bustling social life, how isolated is the property?

Sharing ownership of a property

It's always better to know what to expect from your property in advance instead of bumping into an unexpected surprise after already investing in it. Thoroughly do your research, head over to the general registrar's office armed with questions, and seek your notary's advice.
If your new home is part of a residential community, find out what the estate's rules and regulations are. You don't want to be surprised by unexpected bills once you've settled in.
If your new home is part of an apartment complex, find out what your maintenance bills are going to be in addition to the building's rules on issues like smoking, pets, and late-night noise.

Trust your eyes - not a brochure

Ensure you personally visit the property and explore every one of its nooks and crannies. The property may look like your dream home in a glossy brochure, but the reality of it may be quite different. Organizing a property viewing will give you an idea of the neighborhood it's in, how close it's situated to core facilities like supermarkets and the city center, how much natural light the property receives, and the general condition of the building.
Don't be shy when it comes to testing the property's minor details like the electricity, plumbing, bathroom fittings and fixtures, cooling and heating, et cetera. If you have plans of adding future extensions to the property, investigate potential constraints like non-constructability, limitation of heights, preservation of certain areas, and legal restrictions at the location.

Making a purchase offer

Quite often while negotiating with the property's owner, a buyer will verbally offer a price that's lower than the asking price. If the owner agrees, the buyer may be asked to sign a formalized written agreement that is surprisingly more significant in this situation than the buyer may initially realize. Agreeing to buy a property is almost the equivalent of buying the property. Only agree to sign the formal agreement if you're able to keep your word and purchase the property. If the buyer withdraws from the agreement after signing the document, there will be major issues.
In some cases, an owner may attempt to pressure a buyer into signing the agreement. Keeping the potential consequences of backing out of the agreement in mind, request a contemplation period ranging between a week to two weeks. Ensure it's clear that your intention to purchase the property will only be finalized once you sign the legally binding pre-sale agreement.

Understanding the promise of sale and pre-sale contract

The promise of sale is a situation in which the owner gives the buyer the option of purchasing a property. If the buyer agrees, both parties enter a legally-valid, time-sensitive agreement.
It is imperative that the buyer understands that the pre-sale contract carries more weight than a simple formality. The contract binds both parties to buy and sell the property, and comes with serious consequences if it is not adhered to. There is a time period between signing the pre-sale contract and the final contract. This allows both parties to complete their promises to each other while also waiting for the notarized contract to arrive. If the seller is a private individual, he is not allowed to accept or demand any payment from the buyer before the end of the retraction period.

Sorting out the down payment and deposit

Once the agreement has been signed, you can expect to pay a cash deposit. While they may sound similar, a down payment is different from a deposit. If the seller cancels the sale, the deposit will be refunded to the buyer. If the buyer backs out of the sale, the seller has the right to claim payment as compensation for loss of earnings on the property.
When the deposit is paid with the pre-sale contract qualified as down payment, a penalty is automatically enabled if the sale isn't followed through by the buyer. In this scenario, the seller is allowed to confiscate the deposit. If the seller dishonors the agreement, they must pay double the deposited amount to the buyer as compensation. If either one of the two parties is dissatisfied, they can take the matter to court and legally oblige the other party to settle the matter.

Signing the final contract

Once the final contract has been signed, the seller is obligated to hand over the property's keys to the buyer. In addition to this, the buyer must also be equipped with all the necessary paperwork associated with the property. The buyer's commitment to the seller is to pay the price quoted in the contract, excluding the land transfer tax that the seller normally handles.
Typically, the document is drafted by the buyer's notary. Although for an additional level of security and legal formality, the seller may choose to have their notary present at the signing at no additional cost. The contract will be read aloud to both parties, confirming that they are both willing and able to abide by the terms and conditions stipulated in the document. It is then signed, with the notary keeping the original contract and the buyer keeping an authentic copy. This is the final step of the purchasing procedure. The buyer is now the legal owner of the property.

How does an individual purchase a property in Mauritius?

The buyer and the seller enter a mutually agreeable contract called a contract of preliminary reservation (CRP). In accordance with this contract, the initial deposit is 5% of the selling price.

Once all the core requirements have been arranged (permits, financial, legal, and technical) - the seller will notify the buyer and both the parties will sign an official deed of sale. This document will transfer ownership of a residential unit in the RES from the buyer to the seller. This makes the buyer eligible for a residence permit if the purchase exceeds USD 500,000.

The buyer can transfer gradual payments to the seller in line with the VEFA (vente en l’état future d’achèvement) system. The VEFA system allows a buyer to pay off their purchase in installments. It is a secure government-regulated system that is activated once the deed of sale is signed.

In accordance with the VEFA system, installments must follow this format:
LEVEL 1 Initial deposit upon signing the CRP 5.00% 5.00%
LEVEL 2 Signing the deed of sale 20.00% 25.00%
LEVEL 3 Completion of foundations 10.00% 35.00%
LEVEL 4 Completion of roof and basic structure 35.00% 70.00%
LEVEL 5 Completion of construction 25.00% 95.00%
LEVEL 1 Delivery of project 5.00% 100.00%

I've purchased a unit off-plan. How is my purchase secured?

The VEFA system is responsible for managing these types of projects. A guarantee of future completion (GFA) is conveyed from the seller to the buyer. The GFA is a legal document that's issued by a financial institution in Mauritius, typically a local bank. It acts as confirmation that the purchased unit will be completed and delivered in accordance with the project plan and buyer-seller agreement. Once the deed of sale is signed, the buyer is provided with the GFA.

In addition to the purchase price, will I be required to pay any other fees?

Yes, you will require a notary to assist you with the legal side of proceedings.
Here is an estimation of a standard Mauritian notary's fees.

2% on the first MUR 250,000*
1.5% on the next MUR 500,000
1% on the next MUR 1,000,000
0.5% on the remainder of the selling price
15% value added tax (VAT)

*subject to a minimum charge of MUR 1,000.

Other fees include:

RES Registration Duty to Board of Investment Application (BOI) - USD 25,000
IRS Registration Duty to Board of Investment Application (BOI) - USD 70,000
IHS Registration Duty to Board of Investment Application (BOI) - USD 70,000
BOI Application Fee - MUR 10,000

Once I pay my deposit, where will it be stored?

Your deposit will either be held in an escrow account registered with a Mauritian bank or will be stored in the notary's trust account until the deed of sale is signed.

Once the document is signed, the amount is transferred to the seller as part of the selling price. While it's stored in the account, the deposit will attract interest.

Calculating your property's selling price

Can be a tricky evaluation.

Multiple factors are thrown into the mix when doing this - cost of repair the property has undergone, the seller's purchasing power, and a desire for maximum profit. Purchasing a property can often feel like a tug of war - with both parties pulling from either direction. The buyer will typically be seeking the best deal they can find and the seller will not only want to breakeven but walk away with a profit.

The true nature of the situation is that real estate prices are economic and buyers have a sufficient amount of funds to play with. In order to arrive at an accurate price, you should take a host of core features into consideration while estimating the total value of your property.

Here's a handy list of criteria to think about when selling your property:

Physical Location

No matter how gorgeous a house is, you wouldn't want to climb a mountain to reach its doorstep, would you? A property's geographic location plays a significant role in its appeal. Customers usually hunt for houses that are well-connected with the town or city center.

Some boxes your property should tick are: well-designed, located in a safe neighborhood, a short walk or drive from the local schools, supermarket, shopping mall, and hospital. Town or city-based properties fetch a higher price than those located in the countryside. The modern investor wants to be in the heart of it all, with basic lifestyle amenities within reach. You should also take into consideration your property's proximity to noise polluted areas like airports and highways. These tend to adversely affect a property's value due to the inconvenience they cause.

Square Footage Area

Properties located in towns and cities fare better financially than those located in secluded areas. The golden formula would be a stylish and spacious living space combined with a central location.

Design & Characteristics

Your property's value could be affected by basic domestic features like electric installations, storage facilities, air conditioning system and external factors like the floor it's located on, whether it's a studio, apartment, or villa, a private garden or balcony, and the presence of a maid's quarters, cellar, basement, or attic. Some customers may also want a property that gets plenty of natural light, has gaping windows, leans away from the din of traffic, and much more.

An intelligently designed home will also fetch greater earnings than one that's littered with naked space like long corridors, pointless nooks, and oddly shaped rooms.

Maintaining Your Property

A property's age directly affects its value. The fittings and fixtures in a property purchased several decades ago will be outdated today. According to industry data, a property built in the 80s will be 10% more expensive than those constructed before that decade. You can expect to encounter two types of buyers - one that is happy to purchase the house with its imperfections and fund the repair themselves and one that wants a fully-maintained and updated property that's ready to be moved into as soon as the contract has been signed.

For assistance with property evaluation or to arrange property viewings, get in touch with Buying Mauritius' expert team of real estate agents. Equipped with several years of industry experience and local knowledge, we'd be delighted to lend a hand with your search for a new home!


The scheme, designed to supersede the IRS and RES, permits the construction of mixed residences for sale to non-nationals, Mauritian citizens, and members of the country's diaspora.

Terms and Conditions

The Property Development Scheme offers the following features:

- Constructing premium housing units on freehold land.
These typically measure a minimum of 0.4220 hectares but don't exceed 21.105 hectares.
- Developing a minimum of six upscale residential projects.
- Enhancing social spaces with tastefully designed public areas.
- Improving residential projects by introducing recreational and commercial amenities.
- Employing a reliable workforce at residential properties to manage tasks including security, maintenance, gardening, solid waste disposal, and general household services.
- Boosting community life by providing extensive social facilities.

How To Become Eligible For A PDS Property

In order to obtain a residential property from a PDS company, one has to be:

- An individual person with a legal identity, whether it's a Mauritian citizen, a non-national foreign expat, or a person of traceable Mauritian ancestry.
- A company registered under the Companies Act (A core statement of company law that applies to all companies whether domestic or those with a global business licence, according to the Corporate and Business Registration Department of Mauritius).
- A society that has deposited its formation deed with the Registrar of Companies.
- A limited partnership that abides by the Limited Partnership Act.
- A trust that relies on the qualified services of a legitimate trustee.
- A foundation launched under the Foundations Act.

Property Types

IRS companies normally produce the following kinds of residences:

- Bespoke villa with complementary services and facilities
- Luxury apartment with complementary services and facilities
- Premium penthouse with complementary services and facilities
- Similar properties that can be used as a residential unit with accompanying amenities

Scale Of Properties

Excluding apartments and penthouses, the extent of a property that's developed on a piece of land doesn't exceed 5,176 square metres. This does not include communal spaces.

Property Price

Projects developed under the PDS scheme come with no minimum price restriction.

Retail And Lifestyle Facilities

The scheme obligates property promoters to establish deluxe leisure options and commercial facilities aimed at enhancing a resident's everyday life. These features are required to be sophisticated, savvy, and easily accessible by the public. Being inclusive should be a major priority, and this can be achieved through the development's communal areas. The retail and recreational spaces must be proportionate to the size of the residential development.

Here's how to acquire a Permanent Residence Permit (PRP) in Mauritius.

Investor: There are two ways of qualifying as an investor for a PRP. The first is to have held an occupation permit for a minimum of three years right before you apply for a PRP. In addition to this, your company's annual turnover must exceed MUR 15 million. The second way to become eligible is to invest USD 50,000 in any of the following: agro-based industry, audio-visual industry, cinema and communication industry, banking and financial services, construction, environmentally sustainable products, information technology, education, Freeport, infrastructure, insurance, leisure, manufacturing, warehouse, marina development, tourism and recreation.
Employee: If you earn a monthly salary of MUR 150,000 across a three year period and have held either an occupation or work permit for a three year period, you're eligible for a PRP.
Independently employed: If you're freelance or run your own business and have held an occupation permit for three years right before applying for a PRP, you're eligible. Note that your annual turnover must exceed MUR 3 million every single year during this three year period. Retiree: If you're you 50+ years, have held a residence permit for three years and have transferred a minimum of USD 40,000 to your local bank account every year for three years, you're eligible.

FAQs about applying for a Permanent Residence Permit (PRP)

Does my eligibility for a Permanent Residence Permit extend to my family too?
Yes, it does. Your spouse and children (younger than 18 years) are eligible for a PRP. Your unmarried partner will get a residence permit, instead. This needs to be renewed annually.

A PRP is valid for ten years. What happens after that?
You can apply for another 10-year permit providing you meet the required criteria.

If I obtain a PRP, do I need to continue meeting the requirements for an occupation permit or residence permit?
Yes. Here are the different requirements for varying lifestyles.
Employee: You need to earn a monthly salary of MUR 150,000.
Investor: Your company needs to earn an annual turnover of MUR 15 million.
Independently employed: You need to earn an annual income of MUR 3 million.
Retired expat: You need to transfer MUR 133,5400 to your Mauritian bank account annually.

When can I start purchasing immovable property in Mauritius?
If you currently hold a PRP and earn more than MUR 100,200 per month, you can purchase an apartment for residential purposes. The apartment should belong to a block of residential units in a building that exceeds two stories, excluding the ground floor.

How does the Board of Investment keep a tab on whether individuals are continually following the strict criteria required for a PRP in Mauritius?
Holders of PRPs, excluding retired expats, are required to file an annual tax return with the Mauritius Revenue Authority. In addition to this, all employers must register their employees with the tax office. This allows the authorities to check whether an individual's annual returns meet their criteria. To maintain accuracy, audited company accounts and pay slips may also be requested. The Board of Investment collaborates with the Tracking Team of the Passport and Immigration Office to carry out frequent joint inspections. Retired expats will be asked for an authentic certificate from their bank to prove that the required funds are being transferred to their Mauritian bank account every year, in line with the PRP regulations.

Looking to Retire In Mauritius

So, you've fallen in love with the beaches. You can't imagine going back to uninspiring takeaways back home after a taste of fresh Mauritian seafood. And the island's weather has sent you weak in the knees. If you're cooking up a plan to retire in Mauritius, here's some food for thought.

Perks of living in Mauritius

This humble little island in the Indian Ocean is naturally blessed with flawless beaches, sparkling crystalline waters, and an exotic array of flora and fauna. The people are as warm as the country's tropical climate, dishing out delicious coastal cuisine and vibrant cocktails. Given its geographical location and natural beauty, it's got a bustling expat community from all over the globe.

It's not just sunshine and BBQ parties, though. Mauritius also boasts a stable political system, active business environment, modern infrastructure, and a host of up-to-date medical services. The country is rich with opportunities, tailored to encourage property buyers and foreign investors. The real estate market is on the rise, and features a collection of stunningly beautiful projects. You can find a variety of properties suitable for a wide range of budgets - from stylish studio apartments to elaborate villas flaunting glamorous pools and verdant gardens.

Relocating to Mauritius

Non-citizens can move to the country either under a residence permit or permanent residence permit. One way of acquiring a residence visa is by investing in property. In order to relocate to Mauritius as a retiree, you must be 50+ years and be able to transfer a minimum of 18,000 USD annually to your local Mauritius bank account. In three years, you should have transferred a total amount of USD 54,000 to your bank account. If you have invested USD 500,000 or above in a property, you are eligible to apply for a residence permit upon signing the deed of sale.

Service description:

  • Understand the individual needs and requirements of the borrower to tailor the home loan to his unique situation.
  • Discuss the features of the home loan which the borrower would like to benefit from.
  • Negotiate the most competitive offer with our panel of lenders to match the customer requirements.
  • Outline the features, fees, costs and other details associated with a home loan.
  • Do all the paperwork and submit the application to the lender on behalf of the customer.
  • Communicate with the lender throughout the loan process until disbursement, and provide the customer with regular feedback.
  • Source any general or life insurance the customer may require.


  • Expert advice
  • Time saving
  • Hassle free
  • Loan offer available in various currencies (MUR, USD, EURO, GBP, AUD, CHF)

The service is provided free of charge as Elite Mortgage Solutions Ltd is remunerated by the lender once the mortgage is settled. If a fee is to be charged, this will be disclosed at the preliminary stage of assessment and will be applicable after written agreement between Elite Mortgage Solutions Ltd and the customer.

Contact Details

Emma Ah Nien
Managing Partner
Elite Mortgage Solutions Ltd – Business Registration Number C14120252

Free consultation for your mortgage requirements.
Contact Emma on for your free advice.

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Property Finder is all about finding New Project developments, residential and commercial, villas apartments to buy. We are working with dedicated teams of truly passionate, property professionals who understand our clients’ needs and wants. When making property decisions that impact your family now and in the future, you need a Mauritius property partner. We understand that your home is an important part of your life, it houses your family, it's where memories are made or Investment for the future. With many years of experience between them, the teams have been building a wealth of experience and knowledge in the high-value, luxury property market and specialise in the finest lifestyle in Mauritius.

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Experience service, experience the difference, experience our teams, buying or selling a property with us as your property partner means you are informed from the start to the end of the process. Good information leads to good decisions, which leads to good results. From apartments, Villas and coastal homes through to managed properties and prime land, Prime Home Properties will ensure you have all the facts and support you need. Our team are smart to maximise the rewards for their clients.

Always Moving Forward

We are continually looking for new developments to be involved with, finding the best quality projects on the Island. As you will see on our website there is a lot of information on these ventures Including, Images, Pictures, prices and layouts.

Our Partners

We are pleased to announce Our New Partners, inside you will find well known establishments who have given us information for you on Banking, Insurance, Finance and schools. These companies you will also find on Property Finder website as our associate partners.